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The insurance cover offered by Camp Beaumont is underwritten by the Association of British Insurers. The following points are important and drawn to your attention: Health:You must inform the insurers of all serious or chronic illnesses that required medical attention during the last six months relating to you and all persons on whom the travel plans depend. Failure to do so may result in claims being excluded. ('All persons' means the children who are actually travelling and also any relatives, etc, on whose well being the trip depends.) Conditions, Exclusions & Warranties:These may apply to individual sections of the policy or to the whole policy. Property Claims:These claims are paid based on the value of the goods at the time you lose them and not on a 'new for old' or replacement cost basis. Policy Limits:Most sections of the policy have limits on the amount the insurer will pay under that section. Some sections also include other specific limits, for example for any one item or for valuables in total. You are advised to check your policy carefully if you intend taking expensive items with you. Policy Excesses:Under most sections of the policy claims will be subject to an excess. This means that you will be responsible for paying the first part of any claim. The amount you have to pay is called the excess. Reasonable Care:You need to take all reasonable care to protect yourself and your property. Complaints:The insurance policy includes a complaints procedure which describes the steps to take if you wish to make a complaint. Dangerous Sports or Pastimes:If you take part in dangerous sports or pastimes where there is a risk of injury, check that your insurance policy covers them. All activities organised and implemented by Camp Beaumont are covered. Policy Documents:This gives you full details of what is and is not covered and the conditions of the cover. You must read the insurance policy carefully. The Insurance Policy will be subject to the law of England and Wales unless otherwise agreed. For more informationEmail: enquiries@campbeaumont.co.uk |
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